[rphv]

Money is the most powerful mechanism for influencing human behavior that mankind has ever devised. The phenomena this article describes (banks in New York, chain outlets, etc.) are emergent - they arise from the aggregate behavior of lots of ordinary people working (at least in part) for money. If the goal is to change the emergent phenomena, then it's necessary to give the average individual an incentive that's more powerful than money. I don't see that here.