[qopp]

One thing that I'm hesitant about is that people often use time-as-a-limited resource as a way of pushing people out they aren't interested in seeing or doing business with.

If people are buying time for other people (I'm assuming that's your business model), then people may be forced to simply tell the truth, which may harm some relationships/businesses.

Have you found someone willing to insure your startup against any possibly litigation?