[gilsadis]

Not sure it would (it doesn't really for mutuals...)

[sharkmerry]

Perhaps I should've worded my question better to avoid your snark.

>> This is why we can give unclaimed money back to charity.

Why is charity going to prevent fraudulent claims better than money going directly back to the consumer?

[maya_lemonade]

Hey, this is Maya from Lemonade, we believe people are inherently good and when faced with the option of embellishing their claim and pocketing more money or claiming what they deserve and make sure their cause receives the extra money left- most people (we hope) will choose the latter.