[tomcorrigan]

Why would I even care about credit card information being stolen. My bank will reimburse that no questions asked. I am much more concerned about my personal information being leaked. CC fraud costs other people money, identity fraud is much more damaging to me.

[error54]

For many people living paycheck to paycheck, someone cleaning out their bank account would be quite harmful. Yes, the banks will reimburse them but that could take up to a week if not more. In the meantime when your rent and utility checks bounce, you could be in an extremely uncomfortable position.