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logician76 | 9 years ago

Yeah America has a totally irrational credit scoring. It makes no sense whatsoever. If I never needed credit, then I don't have a history thus I have a bad score... go figure.

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nommm-nommm|9 years ago

Irrational? Hardly.

If you were loaning money to someone wouldn't you want them to have a history of paying back loans to others?