[idiot_stick]

>Going into debt to vacation in the Caribbean (which is what he did) is not the same as using it to say start a business or get an education.

They differ only if the metric you choose to measure against the debt is "money". But some of us do things for other than money; happiness comes to mind.

[nkozyra]

Precisely. It would be totally sensible also to argue that a trip such as that one paid off even financially later in less obviously connected ways.

[jdavis703]

You're very right. If you need a vacation for mental health purposes (doesn't even have to be clinical) that's still an investment. But if it's your typical entertainment oriented vacation then that's a poor use of debt.