[unprepare]

>were in the hole nearly 1m

>We canceled the cable TV, we stopped eating out

cable is what 200/month max? 2400 /year? How the hell much were you eating out that changing your habits allowed you to pay off a million dollars worth of debt? You sound more financially irresponsible than people whose mortgages were underwater by orders of magnitude

[sctb]

Please don't be so personally rude to other users.

https://news.ycombinator.com/newsguidelines.html

[unprepare]

The parent was disparaging millions of americans by calling them too stupid to read a contract and financially irresponsible, and i pointed out that his situation sounded more financially irresponsible than someone underwater on their mortgage. If they take offense to being called financially irresponsible im not sure how they justify calling millions of americans the very same thing.

that said, fair enough, i was more discourteous than i needed to be in getting my message across, i apologize for that.