[edgyswingset]

> No offense (and sorry for being off-topic) but I never get how people obsess over the under 1 or 2% cost savings while completely ignoring the overvalued principal.

Here's my counterpoints:

1. ~5k is enough to pay for two amazing vacations for me and my fiancee. I'd be enthralled to save that amount of money.

2. Correct me if I'm wrong, but it sounds like you're making the implication that people should instead be searching for cheaper housing. Easier said than done.