[slice_of_life]

I love cryptocurrency Goolybib Founder Voice

But could you expound on this part here

> Participating in modern e-commerce for the unbanked/underbanked

From my experience, the unbanked hardly have a chance to own cryptocurrency because they don't even have internet. In my country, MPesa is pretty much ubiquitous and that is because it doesn't need the internet to work.

Are there any ideas on how to overly SMS functionality over cryptocurrency in order to truly bank the unbanked? One idea that is bouncing in my head is a sort of agency model where agents can actually have the internet set up in physical premises and they can be the ones to set up crypto-wallets and withdraw/deposit fiat. The unbanked users can simply continue to use SMS based systems to operate their crypto-wallets.

Only problem is that they wouldn't necessarily truly own their coins - most users on HN may care about that but these folks wouldn't. If it works, it works and that's all they'd care about.

I just thought about the idea now when I read your comment so it isn't necessarily refined.