[UnoriginalGuy]

On what part? People not having over $6750 spare each year or that being the HSAs cap?

For the 2016, 17, and 18 contribution limits see here https://www.shrm.org/resourcesandtools/hr-topics/benefits/pa...

[tehlike]

What you said was lpfsa cannot be used without capping hsa, or something along those lines.

[UnoriginalGuy]

No what I said was that there's no value even having a FSA until you cap your HSA. An FSA is worse than a HSA by every metric, cannot invest it, lose it after twelve months, many lack a debit card (or charge), cannot increase or decrease it after open enrollments and so on.