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caw | 8 years ago
It's also hard to see if we're not familiar with what things are, like DCU? Is that a Credit Union for your savings account? Is that paying off student loans? What about STASH? Is that your drug budget?
Some things jump out at me though
State Farm = renter's insurance? That's fine. Your AAA is concerning though for Auto, $854 every 6 months. You can probably get that lower without cutting coverage unless $2K was paying off the balance of a brand new car and/or you're under 26. See about bundling the renters and auto and shop around for rates. Is that $750 car service plan really saving you more than $750 per year? If the 2K was a super cheap car lease, $750/yr maintenance should not be required.
You have a car but significant expenses on Uber/Lyft. Are those related to vacation travel? Or are they to get around while your car is in the shop? Or are they a designated driver for when you go out?
Where did the $800 in ATM withdraws go? That's over 2% of the spending.
So overall I'd suggest updating your spreadsheet to get some higher level categories. From there, see what jumps out at you to drill in to as something you can possibly cut. So long as you're happy with your savings rate you can actually spend money on things you want. If that's food, clothes, hobbies, toys whatever. It's your life so make sure you enjoy it.
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