[659087]

> And ICOs? Just ridiculous. Solutions in search of a problem.

They're the solution to the problem of "How do I redirect millions or billions of dollars of other peoples' money into my bank account while doing very little actual work?".

[dang]

Since we've warned you repeatedly about breaking the HN guidelines and you've continued to post snarky, unsubstantive comments, we've banned this account.

[659087]

Out of curiosity, who did I personally insult this time?

Or was I banned because I insulted a "business" model that ycombinator is watering at the mouth to cash in on?

..or is it because I said truthful/unflattering things about Coinbase?