[tradersam]

> And bigger purchases (>$100) are planned so they can be actually paid for.

Totally, like when you blow a tire on the freeway? Or get into medical trouble, without sufficient insurance?

It's easy to fall down the hole without even realizing it.

[tyingq]

Lived it and concur. It easy to dismiss these things when you have a $2k buffer. Much different when your buffer is $200 or less.