[skylark]

Good advice all around until that last point.

While any individual might personally engage in risky behavior, it's not correct to make a blanket recommendation. As the number of people who follow risky advice increases, the chance of someone being negatively impacted approaches 100%.

This is why we have public policy to force seatbelts in cars, and why everybody should vote in elections - behaviors adopted on a wide scale can have significant societal impact even though the benefit to the individual is insignificant.