[DarkTree]

> I don't hate working

You answered your own question right away. Apparently, these people hate working more than they like being less frugal. I've had to be frugal to get by and it does become sort of like a game, where you are always trying to optimize your savings and tradeoffs. However, the stress involved with making these decisions and worrying about money made me appreciate working and making a good income, and I prefer this balance for now.

[JacobAldridge]

There's definitely a big difference between being frugal to get by (stressful) and doing it to hit a 60% savings rate (ie, it's arbitrary). When you have the choice, frugal is much easier - or put differenty, it's expensive to be poor. You're spot on about balance being key.