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drablyechoes | 7 years ago
Using a completely fake SSN instead of a stolen SSN is what distinguishes "synthetic identity theft" from "synthetic identity fraud".
The identities in both cases are completely fake, but only in the identity theft case is the synthetic identity backstopped by a legitimate SSN that belongs to a real person somewhere. If that real person is a child or "off the grid", then the CRAs have no idea who the real person is and their SSN is ripe for creating a synthetic identity that will probably go undetected for years.
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