Ask HN: Leaving US, how to manage bank accounts

[wheretolive]

I am an Indian Citizen, moving out of US and might not be able to come back to US for some time. I am guessing others might have had similar situation too.

How do you manage your US account from overseas? Can I create a bank account in some safe country such that I can transfer and deposit dollars? Has anyone ever been locked out of their accounts?

[scrollaway]

You might consider ensuring your bank account can be fully managed over the phone, internet, and app.

In the US, one such bank I know of is Simple (https://www.simple.com).

It's perfectly fine to keep a bank account in a country you no longer live in, but make sure to update your address accordingly, otherwise the IRS may think you still live in the US.

[wheretolive]

Cool, will do that!

[foobarbazetc]

Just tell the bank you’re moving for work and it’s open ended.

It’ll be close to impossible to reopen a US account once you’ve left the country. There are usually onerous fees and conditions on USD accounts in other countries. It depends on the country/bank.