[rxdazn]

I'm using YNAB while manually inputting each transaction, rather than having it linked with my accounts. It might sound like a hassle at first but it's just a reflex now, whenever I buy something I just enter it in there. At the end of each week I'll open up my bank app and compare what is in there against what I have in YNAB and this flow has been fine for me. I had tried a few other apps before but I couldn't stick to any of them, the idea of budgeting upfront and then adjusting as purchases are done, moving money from one category to another, really clicks for me.

It works great and has drastically changed the way I spend money since I've started using it, I'm much more aware of what I can actually spend and less stressed. The reporting features are also great to see how much I spend on average on a given month etc.

Pricing has gotten a bit steep for new members but I still think it's really worth it, it's the most useful service I'm subscribed to. Some of Android app recent UI changes were a bit questionable but I got used to them.

[swah]

I'm trying YNAB as well. Support was superb giving me a longer period for trying it, since its kinda expensive for me. The web version is great - the Android is meh but ok for saving transactions.