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ryrobes | 7 years ago

OR allow student loans to be discharged in bankruptcy - that would give the schools a hell of an incentive to not ship overtly-debt-addled peeps into the workforce.

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candiodari|7 years ago

https://www.wsj.com/articles/more-than-40-of-student-borrowe...

So $200 billion.

Assuming this doesn't double or triple when you announce the rule changes, that's 6% extra taxes to pay, per year.

Realistically, you'd expect this to double in the beginning, then rapidly taper off. So that would mean 10% extra in income and payroll taxes (and 10% higher corp tax, and all imported goods 10% rise in price), then dropping to, say, a 3% rate that lasts indefinitely.

I'm pretty sure people are in universal agreement that this is too high a cost.

assblaster|7 years ago

Again, the universities aren't the ones originating the loans, it's the taxpayer. The universities would have already gotten their payment.

And unlike capital resources, the originator isn't able to come after the borrower and take their education away since it's inside the brain.