[jerry40]

Do not forget about Upwork taxes:

Specifically, Upwork charges the freelancer a fee of: 20% for the first $500 billed with the client. 10% for lifetime billings with the client between $500.01 and $10,000. 5% for lifetime billings with the client that exceed $10,000.

[anoncoward111]

God that's horrid. Not to mention the slew of taxes one pays by being a 1099 contractor. And it's not like the clients one attracts on Upwork are particularly good.