[guildan]

What I find is really helping is if one of the parent is at home. You can do so more things that way during family time and personnel time. Oh sure you say goodbye to restaurant, travels and other "expansive" things, but it's really crazy how I prefer that lifestyle.

It helps that I commute too so I have some free time for leisure, so back at home I don't need/want to pass as much time on "wasteful" activities.