[bradbatt]

> I genuinely do not understand Apple's move into this space

There are only so many markets big enough for Apple to consider entering. Cars is one of them.

Banking is another. They're allowing people to pay by phone now through credit cards. One day soon it will be an easy transition to just keeping your money in Apple Bank.

[kalleboo]

You can already keep a cash balance with Apple using Apple Pay Cash https://support.apple.com/explore/apple-pay-cash