[394549]

> I doubt UA would follow through considering it is illegal to submit known false debts.

I wonder if they've snuck in a mandatory binding arbitration clause into their contract, and if that would cover disputes about false debts. Even if the false debts were totally illegal, arbitration could make it impractical to challenge them.

[sitkack]

Do you are saying one can force arbitration for an _illegal_ act? That sounds wrong on every level.