[oh-kumudo]

> All your money is now just the number you see in your bank's app

That is effectively the reality of any modern economy.

https://www.investopedia.com/terms/f/fiatmoney.asp

Banks don't have the cash if everyone rushes to it and cashes out.

[schrodinger]

Putting your money in a bank _was_ your choice though; you could have kept it under your mattress.

[gdhbcc]

It really isn't though.

Try paying 600€ worth of taxes in Portugal with cash and all you'll get is a fine because its banned.

Try to buy a macbook? You better have a bank account because its illegal to buy it using cash.

You owe 3000€ to a friend who lent it to you? Can't just give him the money 100€ bill at a time because that's illegal too.

Anyone who says "you're not forced to use banks" or "cash has value because you must pay your taxes with it" is either ignorant or intentionally misleading.

[oh-kumudo]

Actually...I doubt that. At least in US, for the company I worked for, I don't think there is an option for me to be paid in cash in the first place. Even in reality people use check though, that still requires a bank account.