[a12432]

First, I don't have to be ethical in response to someone acting unethical towards me. If someone tries to stab you and you also have a knife, you are not limited to the use of your fists in retaliation.

Second, I dispute the charge as a fraudulent charge, and get my money back. It is then on them, when contacted by AMEX, to tell AMEX they already issued a partial refund, point to the transaction where they did, and the credited amount then gets lowered. I am not here to do their job for them. By the way, out of the ~10 times this has happened over 20 years of me using AMEX, the vendor has done this only once. All the other times they know they are a scammer and simply do not reply to the dispute at all. By scammer, I mean companies like paypal, Travelocity, Transaero Airlines, and Uber. And no, I cannot use services by any of those companies anymore as they do block you after you do that. Which is fine by me.

Question to you - why did you assume by default this was unethical, and that you have to be ethical towards scammers? I'm going to go on a limb here and claim you are white and like to scream racism. While warring behind your keyboard.