[smokeyj]

> I just can't get passed the 300%

At least you understand your mental limitations. But this is also a form of false charity, where you make decisions on behalf of others in order to signal virtue. This is a business model that should be supported - because those of us with basic economic literacy know that competition will reduce corporate profits to market rate.

College is a misplaced job training program that is a self perpetuating status symbol. The poor NEED this model to be disrupted.

[everdev]

Yeah, not a fan of college either, but I'm also against marketing high repayment loans to the poor.

Students already struggle with 5-7% student loans. Sure, this is less total money, but just bring the repayment down to something reasonable like $30k over 10 years to offer a rate that doesn't exceed maximum interest rate laws.

[smokeyj]

> Sure, this is less total money

Oh, MONEY - who cares about that stuff. Not the poor, they got tons of it.

I get the feeling you and your parents are well off. And I say that only because I've only met rich white people who are versed in Marxism.