[smokeyj]

> Sure, this is less total money

Oh, MONEY - who cares about that stuff. Not the poor, they got tons of it.

I get the feeling you and your parents are well off. And I say that only because I've only met rich white people who are versed in Marxism.

[awb]

> I've only met rich white people who are versed in Marxism

Wow. I'm old enough to know that when someone tries to attack you personally, it's because of something deeper in their life and not about the subject matter anymore.

Sounds like you're really upset that someone wouldn't agree with you on this topic. If you're open to staying on the subject matter, are you OK with any limit? A $50k payback? A $100k payback?

A long time ago the US decided to put a maximum rate on loans. I guess I don't understand if you think maximum interest rates are Marxist or something else, because I'm only talking about the interest rate part of this equation.

[smokeyj]

Sorry I did get annoyed. I've had similar ideas for this model and ultimately feel like it would be dismissed out of a sense of moral justice. Would I be okay with a 100K payback? In theory sure, thats the model for elite universities and no one seems to be concerned for their wellbeing. The determining metric would be ROI. The proposed model limits risk and incentivizes instructors to produce the most valuable curriculum. As more companies compete in the space, unskilled workers win because they now have a bridge to become skilled. Not only that, they're receiving cash while doing so!

I want to see this model taken to the extreme. Offer luxury living to students while they learn, and offer work from home positions upon graduation. Have developers compete to create modern campuses that compete for unskilled labor. They would only do this knowing there's profits to be shared by developing the unskilled to the skilled.