The merchant can definitely see whether a card is a debit card or a credit card. The charge structure and chargeback rules are different.
A debit card is to spend money you already own, hence why a 14 year old or younger can have one.
A credit card creates a debt - and in the UK debts incurred below the age of 18 are unenforceable in court. So no one will issue a credit card to a person under 18.
No comments yet.