[nthompson]

Do you work in medical billing? My experience is just the opposite, they try to extract marginal costs from those people.

[electriclove]

I don't but have a cynical view on this based on experiences several friends have had. There are people who will question the charges and try to work something out. But there are also those who feel like there is no option for them so that dialog does not take place and then the debt gets sent to a collection agency and things just get worse.