[hdubugras]

Thanks for the questions! To your first point, there's definitely some potential interaction between our customers. We're not quite sure what that will look like right now, but we do have our eyes on that in the future. We offer discounts on goods and services through our rewards portal so there's always the possibility of getting customers involved with that.

We're actually partnered with CLSA! You can read more about that here (https://finance.yahoo.com/news/brex-launches-first-corporate...) and if you're a CLSA member you'll start to see some communication about our partnership in the coming days/weeks.

Helping you comply with SBIR-type grants is definitely something we're researching. We actually already have some expense management tools (such as our receipt capture/handling) that make it easier to comply and will continue to work to make them better.