Hy-Vee breach announced this week. I shop Hy-Vee several times a week and saw a $250 charge on my card on 8/20. Hard to believe it isn't from this breach.
Someone signed up for a Zelle account with my card. Managed to initiate a transfer. I had never heard of Zelle, but there's a 0% chance I'll ever use them now. Luckily my bank does not use them...
That way if you get ripped off it will be on you credit card instead of another account?
The logic here is bewildering to me... Why aren't they instead addressing how banks aren't covering debit card fraud properly, and how the cards and transaction system is flawed?
They're all cards, consumers pay for the services. It's companies that are at fault for not creating better protections.
Don't support the credit card oligarchy. Only shop at places that are cash only or put the credit expense fee on the users, not the people paying cash.
Because American gas pumps still primarily use magstripe readers and thus skimmers are still a problem. Many new pumps are starting to get Apple/Android contactless payment, but I've found that most of the pumps that have the hardware don't actually have it enabled for whatever reason.
Another reason: pre-auth will deduct up to $125 from your available balance, no matter how small the actual purchase is, which you won’t get back for a couple of days.
It’s a lot harder to deal with fraud with a debit card vs a credit card. Better to never use the debit card, use a credit card for everything, and then pay off the credit card on time each month via ACH/bank transfer.
If you can, get only an ATM card for your checking account.
A lot of pumps support NFC/Apple Pay at the pump now. Also a great option instead of pulling a card out.
[+] [-] marpstar|6 years ago|reply
Someone signed up for a Zelle account with my card. Managed to initiate a transfer. I had never heard of Zelle, but there's a 0% chance I'll ever use them now. Luckily my bank does not use them...
[+] [-] whalesalad|6 years ago|reply
[+] [-] winternett|6 years ago|reply
The logic here is bewildering to me... Why aren't they instead addressing how banks aren't covering debit card fraud properly, and how the cards and transaction system is flawed?
They're all cards, consumers pay for the services. It's companies that are at fault for not creating better protections.
[+] [-] toastal|6 years ago|reply
[+] [-] pdemporg|6 years ago|reply
(Alternatively, choose to use cash now - or you won't have the choice in the future.)
[+] [-] windexh8er|6 years ago|reply
[+] [-] jfim|6 years ago|reply
[+] [-] jboles|6 years ago|reply
[+] [-] nycdotnet|6 years ago|reply
[+] [-] toomuchtodo|6 years ago|reply
If you can, get only an ATM card for your checking account.
A lot of pumps support NFC/Apple Pay at the pump now. Also a great option instead of pulling a card out.
[+] [-] selimthegrim|6 years ago|reply