[JC5]

I started with budgets and categories. Budgets for the money (I had like five budgets) and as many categories as you want. They are basically the same thing. Max one category/budget per transaction.

Tags were added later on by user request. Most users use them to categorize transactions. I don't use them myself. I tried using tags for meta-data like "expensive" or "wasnt worth it" but never bothered to tag everything.