[guan]

It’s pretty common. If you pay a lot of household bills—for electricity, water, insurance, rent, tuition, etc.—many of those will accept credit cards, but most will also allow ACH direct debit as a payment option and a few will only allow direct debit and check. Or sometimes there is a credit card option, but it is run by a third party and comes with a surcharge.

On the other hand, direct debit is often not an option at all for “online” subscriptions such as news sites or streaming services, or for newspaper or magazine subscriptions.