[not_real_acct]

Yep.

I think my Mom is typical: because of Prop 13, she can't move. Her property taxes on a new home would be 20X as much.

Due to this, she's kinda 'stuck.' She lives in a house that's larger than what she needs, but she can't justify moving. I think she'd love to "cash out" some of that equity, but she can't.

This is how we got reverse mortgages (which are horrible.)

[lern_too_spel]

If your mom is over age 55, she can't use that excuse due to Propositions 60 and 90.