[djhomeless]

No, I've gotten burned twice by a Paypal transaction, but in both cases while I won the battle (dispute) I lost the war because both account holders took out the money from their accounts.

In one case I was able to find the guys new Paypal account, but they refused to go after him.

Agree that Paypal has a lot of challenges to run their business, but I disagree that the bulk of risk is being taken by them...