[throw_14JAS]

I'm confused as to why you loved it, if it added no value. Do you mean that you emotionally loved using it, but on an actual examination, realized it didn't help you manage your money?

my experience: I felt like I was a Responsible Adult when I used it, but didn't actually budget any better.

[throwaway122378]

On the surface it’s a great tool to consolidate all of my financial accounts in real time- checking, savings, credit cards, and investments. With a little effort the categorization of each transaction was helpful in tracking my spending. That’s where the usefulness ended. Most categories became cluttered with noise after a while and when I left there were no bill pay tools (not sure if they have those now?). Budgeting tools weren’t smart and at some point I started seeing ads for new credit cards each time I logged in. They has access to every single transaction I made, priceless data, and blew it.