[rafd]

Existing social insurance schemes typically are of the form: you get $1000/mth, but, if you do any work, it subtracts from your payment. So, if you work less than $1000/mth, you're working, say, 100 hours "for nothing".

To make it worse, there is often an income point where the payment goes to zero (ex. if you make more than $800, you are no longer eligible, leaving a $200 gap). Or there are certain benefits that are lost (child credits, transit credits).

With UBI, you get $1000, but then every hour worked puts more money in your pocket.