[gnaritas]

> If I have a currency and someone hoards, my currency goes up in value based on supply and demand.

Not a desired trait in a useful currency, the purpose of currency is to be spent, not saved; it's a mechanism to exchange wealth, not store it. Good currency has a predictable long term value, it is not subject to the wild swings of supply and demand. The world abandoned the type of currency you want long ago as it was found wanting.

> The only reason I hold FED notes is because the government forces me to do so.

As it should be. Money isn't wealth, money is the tool we use to exchange wealth.