[immad]

We make money on debit card usage (interchange) and deposits that sit with us. We will be adding a couple of other revenue streams this year.

We have pretty good unit economics and the bigger we get the more money we make. Agreed that you should be skeptical of anything that makes a loss on a per user basis.

[Meegul]

Great response. If my startup weren’t in such a regulated industry, I’d be checking you guys out. Maybe next time.

[koolba]

How do you make money on demand deposits when interest rates are effectively zero?