[smart_jackal]

>> "oh shit, someone stole my wallet (/ online identity)"

Isn't one supposed to be responsible for their own passwords/security? Does Microsoft take responsibility if someone steals your windows password or hacks your computer? No, they will just say its you who didn't install the security updates. Why should a banking transaction be any different?

[nurettin]

Because banking is serious business and windows is not.

[pirocks]

Because if this became the way the world works way more people would be scammed.