I agree to an extent. I think security obligations are good but they should be practical. I know the privacy activists will hate this, because it's something that works, but if we tracked users irl and if banks already have the ability to reverse transactions then the stakes are much lower (because they would be able to identify theft) than something like remotely updated cars or medical devices which can be patched but not before a lot of people have died. Software is advancing rapidly in a way that's valuable, the goal should be to preserve that except when it kills people in the real way.
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