[robgough]

I opened an account with a UK challenger bank while sat in a bar, and within 5 minutes had paid for a round with Apple Pay (which could be set up before the card arrived). It was pretty damn impressive. It might seem of limited utility, but I did similar when I set up my business account (though admittedly I was buying software licenses rather than beer) and that was genuinely useful. Not that I couldn't have waited, but it was nice to not have to.

[wdb]

I am still find it annoying they don't offer some proper online banking site alongside the phone app. One of the reasons I barely use Monzo.

If I want to pay bunch of bills I prefer to do it on a big screen instead of my small phone screen.