[allwein]

> Do you carry liability insurance for your company? Have a contract lawyer that you know and use? If not then you are probably not big enough for the major RFPs.

I just wanted to dispute this. I highly recommend carrying liability insurance regardless of size (I'm a single person shop). It's relatively cheap. A million dollar policy will run you just a few hundred bucks. It's a huge protection and also a marketing plus since it acts as a quality indicator.

I also recommend having a contract lawyer, even for single person shops. Again, a little money up front can be a huge time and aggravation saver down the road.

[ApolloRising]

Never said it was not a good idea to have the insurance even if you were a freelancer, he wanted some possible criteria to see if he should spend all that time filling out an RFP.