Yeah, $50 a month for liability insurance always felt like a really fair deal to me. Pleasantly tolerable fee for a day where my car hits black ice and physics takes the wheel
> Pleasantly tolerable fee for a day where my car hits black ice and physics takes the wheel
Hope that day doesn't come because, ironically, liability won't cover your losses. It may, in full or part, cover the incidental loss of others impacted, but not your own.
What do you mean? In the EU every car insurance has to cover minimum 1 million euro in personal liability and 5 million in 3rd party liability. My own with Aviva covers 5 million euro for personal and 20 million for 3rd party. But car insurance typically doesn't pay healthcare bills since healthcare is nationalized, so it's very hard to imagine how payouts would be anywhere near those sums. You'd need to crash into multiple buggati veyrons to get close to the maximum liability limit. I'm paying £400/year.
Why would I care about the damage done to my car if I'm knowingly paying for liability only on a sub $2000 car? When physics takes the wheel, I can't control who else I hit and how fast
metaphor|5 years ago
Hope that day doesn't come because, ironically, liability won't cover your losses. It may, in full or part, cover the incidental loss of others impacted, but not your own.
gambiting|5 years ago
sushshshsh|5 years ago