[sampsonitify]

I find it weird how often the criticisms don't cite anything real.

https://lambdaschool.com/isa is there data, and I am sure there is more. Can you reference your post to what they state they charge for?

[FemmeAndroid]

Yeah, that's it. "Once you begin making at least $50,000 a year, you will owe Lambda 17% of your monthly income until you reach the cap or the terms of your ISA expire."

So if you go from $49,999 to $50,000 you now owe them $50,000 * 0.17, or $8,500.

"Now wait just a minute, FemmeAndroid. If you're just getting a raise at your current job, that won't be covered unless you're a web dev."

Now I don't know about you, but I like doing good work, and I'm a developer at heart, even if I don't have a fancy CS degree or even a Bootcamp diploma. But every desk job I've had has ended up involving development, since I can usually help automate parts of my job. It's worked out well for me, and I'd imagine anyone who comes out of a bootcamp like this without a new job will at least try and leverage their coding experience to improve their current job, get a raise, or get a promotion. Your job might not be 'web developer' but your job will start to involve the skills you learned at Lambda school.

'You will owe payments toward your ISA if your job requires skills you learned at Lambda School, even if your title isn't "Web Developer" or "Data Scientist."'

Heck, even if you start a business, and grow it from the ground up, as soon as you make $50,000 a year, you immediately drop back down $8,500. (They explicitly call out 'Self-employed' as an eligible job on the page linked.) Even if you just get a second job that reasonably only makes a bit of money, you fall into this trap. (They explicitly call out 'Second Job' on the page linked.)

You will be stuck in this catch-22 of not having an incentive to make over $50,000 unless you can make the jump to a little over $60,000 or so for 60 months. That's point 3 on the linked website. "[You are bound by the terms of the ISA until you pay 17% for 24 months, you pay out $30k, or...] You did not make over $4,167/month or did not have a qualifying job, and therefore "deferred" your monthly payments for a total of 60 months."

All the above quotes come from your linked page. I was just simplifying the facts of that very page into a fairly big problem with how it's structured.

Heck, you can even see what I'm talking about by using their own calculator. Go to https://lambdaschool.com/isa-calculator and jump between making $49,500 and $50,000 a year, and you'll see you go from owing nothing to owing nothing a month to $715 a month while only making $4,208. That's a huge leap.