[XelNika]

That is not a realistic scenario. Firstly, there's no waking up to find your server is unresponsive. It's part of the deal when you sign up. Secondly, public IPs are always an option. Thirdly, the ISPs I have used have always had relevant FAQ/help articles.

If any of those points do not apply to your ISP, that's not because of CGNAT, it's just a shit company. I've used four different ISPs in the past four years and getting rid of CGNAT has not been a problem once. IIRC only one of them used public addresses by default, two offered free dynamic IPs upon request and my current ISP offers paid static IPs for $3.

Tons of my friends and family have had CGNAT and never known. It's just not a big deal for most content consumers.