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They initiate a cash transfer via ACH, which takes a few days (absurd). In the meantime they honor the amount you decided to withdraw. It's a bookie floating a new gambler.

I opened an account two days ago to buy one share of GME for fun, then they blocked my ability to, but I still can't take my money out -- despite my bank notifying me that it's been withdrawn. This is because they probably process all the ACH records in a nightly job on weekdays. It'll be Monday before the money can begin its 3 day trip back to my bank.

So much of this process is unnecessary but what are you going to do? They (the entrenched financial system) have you by the throat.