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xavierlint | 5 years ago

> There's so much much better personal finance advice out there, even one-pagers out there

I haven't seen concise one-pagers with advices, could you please share some links?

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wdr1|5 years ago

University of Chicago professor Harold Pollack said that the best personal finance advice can fit on a 3-by-5 index card.

https://en.wikipedia.org/wiki/The_Index_Card

- Max your 401(k) or equivalent employee contribution.

- Buy inexpensive, well-diversified mutual funds such as Vanguard Target 20xx funds.

- Never buy or sell an individual security. The person on the other side of the table knows more than you do about this stuff.

- Save 20% of your money.

- Pay your credit card balance in full every month.

- Maximize tax-advantaged savings vehicles like Roth, SEP and 529 accounts.

- Pay attention to fees. Avoid actively managed funds.

- Make financial advisors commit to the fiduciary standard.

- Promote social insurance programs to help people when things go wrong.