[dm33tri]

In my country we confirm every transaction with 2FA, if the site supports secure payments (almost every website)

[alistairSH]

Sigh. I wish the US would encourage this. It would make me feel so much more confident about fraud prevention.

[05]

EU caps card interchange fees (.3% credit .2% debit), so the baseline is lower. US has comparably huge card rewards, those have to come from somewhere, so with 1.5-3% interchange fees the incentive to implement 2FA to cut, say, 0.2% off commission is just not there..