It seems like you're not really starting adult life, and you're running out of years to do so. I started my 30's with 3 kids already, and ended my 30's with 9 kids. I bought a house. That house is my responsibility, without even an HOA. I don't have to ask mom for anything. I don't need parental permission. I got to pick the car I wanted to buy. If I feel like painting the house cyan or parking my car on the lawn, I can do so.
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